Asset Finance
Equipment, Machinery and Business Asset Finance
From commercial equipment to fit-outs and technology, we arrange asset finance that preserves your cash flow and keeps your business moving forward.
What We Finance
Almost Any Business Asset
Plant and Equipment
Excavators, cranes, manufacturing equipment - we finance heavy plant across all industries.
Commercial Vehicles
Trucks, trailers, forklifts and fleet vehicles for business - structured for maximum tax efficiency.
Technology and IT
Servers, fit-outs, solar systems and tech infrastructure - assets that drive productivity.
Trade Equipment
Tools, workshop equipment and trade assets for sole traders and trade businesses.
Medical and Professional
Medical devices, dental chairs, professional equipment - we work with healthcare and professional services.
Shop Fit-Outs
Retail and hospitality fit-outs financed as an asset lease - spread the cost, preserve working capital.
Finance Structures
Choose the Right Structure for Your Business
We will recommend the most tax-effective asset finance structure based on how you use the asset and your business accounting method.
Chattel Mortgage
Own the asset from day one. Claim GST upfront. Depreciate the asset and claim interest as a deduction.
Finance Lease
Use the asset without it appearing on your balance sheet. Claim lease payments as a business expense.
Operating Lease
Use the asset for a set period and return it at the end - ideal for technology that becomes obsolete quickly.
Hire Purchase
Hire the asset during the term and take ownership at the end once all payments are made.
Sale and Leaseback
Already own the asset outright? We can arrange a sale and leaseback to free up working capital.
The Process
Asset Finance in 4 Simple Steps
Describe the Asset
Tell us what you need to finance - make, model, age, supplier quote or invoice.
Structure Recommendation
We recommend the right finance structure and compare lenders for the best rate.
Fast Approval
Many asset finance applications are approved within 24-48 hours.
Receive the Asset
Funds go directly to the supplier. Your equipment arrives, your cash stays in the business.
Real Result
“Kevin arranged finance for two excavators in 48 hours. The chattel mortgage structure he recommended let us claim back the GST immediately and the repayments fit our cash flow perfectly.”
— Chris M., Civil Contractor - Penrith
48 hours
Approval Time
$28,400
GST Claimed Back
Customer Reviews
What Our Customers Say
FAQ
Common Questions
Almost any tangible business asset - plant, machinery, vehicles, technology, medical equipment, fit-outs and more. The asset must be used predominantly for business purposes. We will confirm eligibility for your specific asset.
Not always. Many lenders will finance 100% of the asset value, particularly for new equipment with a clear invoice. For used or specialist equipment, a deposit may be required. We will confirm upfront.
Under a chattel mortgage, you can claim the full GST upfront on your next BAS. Under a finance lease, GST is claimed on each lease payment over the term. The right structure depends on your cash flow and accounting preferences.
Under a chattel mortgage or hire purchase, you own the asset and take on the risk. Under an operating lease, the risk of obsolescence rests with the lender - you simply return the asset at the end of the term. For technology assets, operating leases are often preferred.
Yes. Many lenders will finance used equipment, though the maximum LVR and loan term may be lower than for new assets. The age and condition of the equipment will be assessed.
Many straightforward applications are approved within 24-48 hours. Larger or more complex transactions may take longer. We will give you a realistic timeline when we review your application.
Ready to Acquire?
Get Your Asset Finance Sorted Fast
Book a quick call and we will have a finance quote back to you within 24 hours - most approvals follow within 48 hours.
Free service. No obligation. Licensed mortgage broker.